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General Capital (GEN) briefings

Read that company's published results in release order, newest first.

General Capital (GEN)FY26Released 22 June 2026

Assets grow 30% to $283.7m while operating cash flow swings to -$24.6m

Deposit-funded loan growth pushed assets above historical norms even as tax pressure left NPAT down 3.6% despite 2.6% PBT growth.

Published 19 August 2026

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General Capital (GEN)HY26Released 21 November 2025

PBT fell 31.8% on 19% revenue growth as costs and book outpaced earnings

Around NZ$0.6m of exceptional first-half costs pushed ROE to 3.4% from 5.5% even as total assets grew 47.2% to NZ$275.8m.

Published 22 April 2026

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General Capital (GEN)FY25Released 26 May 2025

Assets up 33.6% on funded growth, but ROE direction weakened

Balance-sheet expansion outpaced earnings, and an in-year acquisition broadens segment mix and limits clean year-on-year comparison.

Published 22 April 2026

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General Capital (GEN)HY25Released 22 November 2024

Maiden dividend sets payout at 96.5% of NPAT as revenue growth slows to 38.7%

Operating cash of NZ$15.3m easily funds the inaugural distribution, but revenue growth has slowed sharply from the company's recent baseline.

Published 22 April 2026

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General Capital (GEN)FY24Released 27 May 2024

NPAT rose 17% but PBT only 7% as Finance segment profit fell

A lower tax rate and non-recurring prior-year items flattered headline growth while the dominant Finance segment's result declined.

Published 22 April 2026

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General Capital (GEN)HY24Released 28 November 2023

Revenue up 29.7% but Finance segment result fell 16% year-on-year

PBT grew just 1.6% and NPAT growth of 15.8% relied on a lower tax charge as the dominant Finance segment's profitability contracted.

Published 22 April 2026

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General Capital (GEN)FY23Released 29 May 2023

PBT up 77.1% but ROE eased to 9.3% as equity outpaced earnings

Equity grew 79.2% versus 68.4% NPAT growth, signalling capital raised to fund the loan book has yet to lift per-dollar returns.

Published 22 April 2026

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General Capital (GEN)HY23Released 29 November 2022

PBT up 390.8% on 94.7% revenue growth as margin reached 43.5%

Operating leverage from a fast-scaling loan book quintupled PBT in a still-small finance company increasingly funded by term deposits.

Published 22 April 2026

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