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AFI · NZX

Australian Foundation Investment Company (AFI)

Investment Companies / Listed investment company•Covered: FY21 - HY26•9 published briefings

Australian Foundation Investment Company is an NZX-listed investment companies / listed investment company company with FY21 - HY26 of published result briefings.

Latest briefing

HY26 · Released 21 January 2026

AFI portfolio return 2.0%, distribution coverage drops to 91.4%

Investment income held inside the historical band, but the interim dividend now exceeds NPAT and the portfolio trailed its benchmark by 2.2 points.

Market data

Latest available
Price
NZD 7.88
Mkt cap
$9.8b
Yield
4.8%

Quote as of 05-06-2026 12:35pm NZT

Sections⌄
  1. Snapshot
  2. Chat
  3. Longitudinal View
  4. Follow-through
  5. Archive
  6. Related Insights
  1. Snapshot
  2. Chat
  3. Longitudinal View
  4. Follow-through
  5. Archive
  6. Related Insights

Snapshot

Latest metrics

HY26, released 21 January 2026

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AFI latest metrics
MetricValueChange
Revenue$168.7m↓ -2.8%
Operating profit$171.8m↓ -2.1%
NPAT$146.9m↓ -4.7%
Operating cash flow$176.6m↑ +0.1%
OCF / Operating profit %102.8%↑ +2.3pp
Net debt-$131.6m↑ +53.7%
Net debt / Operating profit-0.77x↑ +52.5%
ROE %1.8%↑ +0.0pp
DPS12.0c— Flat
Payout ratio vs NPAT %102.6%Outside range highOutside range high payout ratio versus npat. 102.6%; 4-period range 83% to 97.6%. Payout ratio versus NPAT: 102.6%, above normal range; 4-period mean 90.0%, range 83.0%-97.6%.↑ +4.9pp

Source: latest published briefing (HY26, released 21 January 2026). Change compares against the prior equivalent period: HY25, released 22 January 2025.

Chat

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Ask follow-up questions about Australian Foundation Investment Company's latest result and company history.

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Longitudinal view

Performance over time

The latest period is shown first.

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AFI metric history
MetricHY266 MONTHS21 January 2026HY256 MONTHS22 January 2025FY2412 MONTHS29 July 2024HY246 MONTHS24 January 2024FY2312 MONTHS26 July 2023HY236 MONTHS23 January 2023FY2212 MONTHS25 July 2022HY226 MONTHS24 January 2022FY2112 MONTHS26 July 2021Trend
Revenue$168.7m$173.5m$326.1m$168.4m$330.1m$178.1m$360.6m$161.8m$262.8m
Chart
Revenue growth %-2.8%3.0%-1.2%-5.4%Outside range lowOutside range low revenue growth. -5.4%; 4-period range -2.8% to 68.1%. Revenue growth: -5.4%, below normal range; 4-period mean 19.6%, range -2.8%-68.1%.-8.5%Outside range lowOutside range low revenue growth. -8.5%; 3-period range -1.2% to 53.4%. Revenue growth: -8.5%, below normal range; 3-period mean 18.0%, range -1.2%-53.4%.10.1%53.4%68.1%Unprecedented highUnprecedented high revenue growth. 68.1%; 4-period range -5.4% to 10.1%. Revenue growth: 68.1%, unprecedented high; 4-period mean 1.2%, range -5.4%-10.1%.1.9%
Chart
  • FY23 Revenue growth %: Outside range low revenue growth. -8.5%; 3-period range -1.2% to 53.4%. Revenue growth: -8.5%, below normal range; 3-period mean 18.0%, range -1.2%-53.4%.
  • HY24 Revenue growth %: Outside range low revenue growth. -5.4%; 4-period range -2.8% to 68.1%. Revenue growth: -5.4%, below normal range; 4-period mean 19.6%, range -2.8%-68.1%.
Operating profit$171.8m$175.4m—$169.8m—$181m—$160.7m—
Chart
Operating profit margin %101.8%101.1%—100.8%—101.6%—99.4%—
Chart
PBT$162.4m$163.9m$318.9m$160.4m$330.8m$172.1m$374m$151.2m$248m
Chart
PBT growth %-0.9%2.2%-3.6%-6.8%Outside range lowOutside range low pbt growth. -6.8%; 4-period range -0.9% to 71.6%. PBT growth: -6.8%, below normal range; 4-period mean 21.7%, range -0.9%-71.6%.-11.6%Outside range lowOutside range low pbt growth. -11.6%; 3-period range -4% to 50.8%. PBT growth: -11.6%, below normal range; 3-period mean 14.4%, range -4.0%-50.8%.13.8%50.8%71.6%Unprecedented highUnprecedented high pbt growth. 71.6%; 4-period range -6.8% to 13.8%. PBT growth: 71.6%, unprecedented high; 4-period mean 2.1%, range -6.8%-13.8%.-4.0%
Chart
  • FY23 PBT growth %: Outside range low pbt growth. -11.6%; 3-period range -4% to 50.8%. PBT growth: -11.6%, below normal range; 3-period mean 14.4%, range -4.0%-50.8%.
  • HY24 PBT growth %: Outside range low pbt growth. -6.8%; 4-period range -0.9% to 71.6%. PBT growth: -6.8%, below normal range; 4-period mean 21.7%, range -0.9%-71.6%.
NPAT$146.9m$154.2m$296.4m$150m$309.8m$163.5m$360.6m$146m$235.1m
Chart
NPAT growth %-4.7%2.8%-4.3%-8.3%Outside range lowOutside range low npat growth. -8.3%; 4-period range -4.7% to 74.4%. NPAT growth: -8.3%, below normal range; 4-period mean 21.1%, range -4.7%-74.4%.-14.1%Outside range lowOutside range low npat growth. -14.1%; 3-period range -4.3% to 53.4%. NPAT growth: -14.1%, below normal range; 3-period mean 15.6%, range -4.3%-53.4%.12.0%53.4%Outside range highOutside range high npat growth. 53.4%; 3-period range -14.1% to -2.2%. NPAT growth: 53.4%, above normal range; 3-period mean -6.9%, range -14.1%--2.2%.74.4%Unprecedented highUnprecedented high npat growth. 74.4%; 4-period range -8.3% to 12%. NPAT growth: 74.4%, unprecedented high; 4-period mean 0.5%, range -8.3%-12.0%.-2.2%
Chart
  • FY23 NPAT growth %: Outside range low npat growth. -14.1%; 3-period range -4.3% to 53.4%. NPAT growth: -14.1%, below normal range; 3-period mean 15.6%, range -4.3%-53.4%.
  • HY24 NPAT growth %: Outside range low npat growth. -8.3%; 4-period range -4.7% to 74.4%. NPAT growth: -8.3%, below normal range; 4-period mean 21.1%, range -4.7%-74.4%.
Operating cash flow$176.6m$176.3m$289.3m$174.9m$317.7m$196.8m$277.8m$167.5m$178.8m
Chart
OCF / Operating profit %102.8%100.5%—103.0%—108.7%—104.2%—
Chart
FCF pre-lease$176.5m————————
—
DPS12.0c12.0c14.5c11.5c14.0c11.0c24.0c10.0c14.0c
Chart
Payout ratio vs NPAT %102.6%Outside range highOutside range high payout ratio versus npat. 102.6%; 4-period range 83% to 97.6%. Payout ratio versus NPAT: 102.6%, above normal range; 4-period mean 90.0%, range 83.0%-97.6%.97.6%102.9%95.4%—83.0%Outside range lowOutside range low payout ratio versus npat. 83%; 4-period range 83.9% to 102.6%. Payout ratio versus NPAT: 83.0%, below normal range; 4-period mean 94.9%, range 83.9%-102.6%.61.3%83.9%—
Chart
  • HY23 Payout ratio vs NPAT %: Outside range low payout ratio versus npat. 83%; 4-period range 83.9% to 102.6%. Payout ratio versus NPAT: 83.0%, below normal range; 4-period mean 94.9%, range 83.9%-102.6%.
  • HY26 Payout ratio vs NPAT %: Outside range high payout ratio versus npat. 102.6%; 4-period range 83% to 97.6%. Payout ratio versus NPAT: 102.6%, above normal range; 4-period mean 90.0%, range 83.0%-97.6%.
ROE %1.8%1.8%3.6%1.9%4.1%2.3%5.0%Outside range highOutside range high roe. 5%; 3-period range 3.1% to 4.1%. ROE: 5.0%, above normal range; 3-period mean 3.6%, range 3.1%-4.1%.3.7%3.1%Outside range lowOutside range low roe. 3.1%; 3-period range 3.6% to 5%. ROE: 3.1%, below normal range; 3-period mean 4.2%, range 3.6%-5.0%.
Chart
Net debt-$131.6m-$284.1m-$156.5m-$225.1m-$155.4m-$118.3m-$134.6m-$79m-$97.1m
Chart
Net debt / Operating profit-0.77x-1.62x—-1.33x—-0.65x—-0.49x—
Chart
Debtor days29————————
—
Total assets$9.9b$10.4b$9.9b$9.5b$9b$8.6b$8.3b$9.6b$9.1b
Chart

Reference: annolyse.ai/companies/afi

Note: Figures are shown as reported. Half-year and full-year absolute values are not directly comparable. Growth rates and ratios are the meaningful comparison across mixed periods.

NTA/NAV per share

Net tangible asset or net asset value per share, shown in per-share cents for chart readability.

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Investment income

Recurring investment-income or revenue-return proxy, excluding fair-value movement where disclosed.

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  • FY21 AFI: Outside range low investment income. $235.1m; 3-period range $326.1m to $360.6m. Investment income: NZ$235.1m, below normal range; 3-period mean NZ$338.9m, range NZ$326.1m-NZ$360.6m.
  • HY22 AFI: Unprecedented low investment income. $161.8m; 4-period range $168.4m to $178.1m. Investment income: NZ$161.8m, unprecedented low; 4-period mean NZ$172.2m, range NZ$168.4m-NZ$178.1m.
  • FY22 AFI: Outside range high investment income. $360.6m; 3-period range $235.1m to $330.1m. Investment income: NZ$360.6m, above normal range; 3-period mean NZ$297.1m, range NZ$235.1m-NZ$330.1m.
  • HY23 AFI: Unprecedented high investment income. $178.1m; 4-period range $161.8m to $173.5m. Investment income: NZ$178.1m, unprecedented high; 4-period mean NZ$168.1m, range NZ$161.8m-NZ$173.5m.

Investment total return

Total income or return including fair-value or capital movement where disclosed.

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  • FY21 AFI: Outside range high investment total return. $1,540m; 3-period range $-347.5m to $940.3m. Investment total return: NZ$1540.0m, above normal range; 3-period mean NZ$463.3m, range NZ$-347.5m-NZ$940.3m.
  • FY22 AFI: Outside range low investment total return. $-347.5m; 3-period range $797.2m to $1,540m. Investment total return: NZ$-347.5m, below normal range; 3-period mean NZ$1092.5m, range NZ$797.2m-NZ$1540.0m.
  • HY24 AFI: Outside range high investment total return. $555.8m; 4-period range $-143.6m to $523m. Investment total return: NZ$555.8m, above normal range; 4-period mean NZ$307.9m, range NZ$-143.6m-NZ$523.0m.
  • HY26 AFI: Unprecedented low investment total return. $-143.6m; 4-period range $403.5m to $555.8m. Investment total return: NZ$-143.6m, unprecedented low; 4-period mean NZ$482.8m, range NZ$403.5m-NZ$555.8m.

Net assets attributable

Net asset base attributable to shareholders or unitholders.

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  • FY22 AFI: Outside range low net assets attributable. $6,989.4m; 3-period range $7,556m to $8,259.6m. Net assets attributable: NZ$6989.4m, below normal range; 3-period mean NZ$7791.2m, range NZ$7556.0m-NZ$8259.6m.
  • HY23 AFI: Unprecedented low net assets attributable. $7,263.9m; 4-period range $7,877.9m to $8,611.1m. Net assets attributable: NZ$7263.9m, unprecedented low; 4-period mean NZ$8203.3m, range NZ$7877.9m-NZ$8611.1m.
  • FY24 AFI: Outside range high net assets attributable. $8,259.6m; 3-period range $6,989.4m to $7,558m. Net assets attributable: NZ$8259.6m, above normal range; 3-period mean NZ$7367.8m, range NZ$6989.4m-NZ$7558.0m.
  • HY25 AFI: Outside range high net assets attributable. $8,611.1m; 4-period range $7,263.9m to $8,342.6m. Net assets attributable: NZ$8611.1m, above normal range; 4-period mean NZ$7866.5m, range NZ$7263.9m-NZ$8342.6m.

Expense ratio

Management expense ratio, ongoing charge, or equivalent where disclosed.

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  • FY22 AFI: Outside range high expense ratio. 5%; 3-period range 0.14% to 0.15%. Expense ratio: 5.00%, above normal range; 3-period mean 0.14%, range 0.14%-0.15%.
  • HY26 AFI: Unprecedented low expense ratio. 0.11%; 4-period range 0.13% to 0.15%. Expense ratio: 0.11%, unprecedented low; 4-period mean 0.14%, range 0.13%-0.15%.

Distribution coverage

Recurring investment income or revenue-return coverage of cash distributions where source-backed.

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  • HY23 AFI: Outside range high distribution coverage. 138.6%; 4-period range 91.4% to 130%. Distribution coverage: 138.6%, above normal range; 4-period mean 119.1%, range 91.4%-130.0%.
  • HY26 AFI: Unprecedented low distribution coverage. 91.4%; 4-period range 126.2% to 138.6%. Distribution coverage: 91.4%, unprecedented low; 4-period mean 130.9%, range 126.2%-138.6%.

Portfolio/NAV total return vs benchmark

Portfolio or NAV total return compared with the disclosed benchmark or index return.

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  • HY24 Portfolio/NAV total return: Outside range high portfolio/nav total return. 9%; 4-period range 2% to 7.2%. Portfolio/NAV total return: 9.0%, above normal range; 4-period mean 5.8%, range 2.0%-7.2%.
  • HY26 Portfolio/NAV total return: Unprecedented low portfolio/nav total return. 2%; 4-period range 6.9% to 9%. Portfolio/NAV total return: 2.0%, unprecedented low; 4-period mean 7.6%, range 6.9%-9.0%.
  • FY21 Benchmark total return: Outside range high benchmark total return. 29.1%; 3-period range 5.1% to 16.6%. Benchmark total return: 29.1%, above normal range; 3-period mean 11.7%, range 5.1%-16.6%.
  • FY22 Benchmark total return: Outside range low benchmark total return. 5.1%; 3-period range 13.5% to 29.1%. Benchmark total return: 5.1%, below normal range; 3-period mean 19.7%, range 13.5%-29.1%.
  • HY23 Benchmark total return: Unprecedented high benchmark total return. 10.8%; 4-period range 4.2% to 8.3%. Benchmark total return: 10.8%, unprecedented high; 4-period mean 6.2%, range 4.2%-8.3%.
  • HY26 Benchmark total return: Outside range low benchmark total return. 4.2%; 4-period range 4.6% to 10.8%. Benchmark total return: 4.2%, below normal range; 4-period mean 7.8%, range 4.6%-10.8%.

The setup & the reality

HY25 → HY26 Follow-through

The latest result is checked against what the prior briefing said to watch.

Current result now available

HY26 · Released 21 January 2026

AFI portfolio return 2.0%, distribution coverage drops to 91.4%

Investment income held inside the historical band, but the interim dividend now exceeds NPAT and the portfolio trailed its benchmark by 2.2 points.

Read latest briefing→

Historical setup

What HY25 said to watch

From Portfolio trailed benchmark by 0.4pp; payout ratio reached 97.6%

No forward targets are stated. Against the company's historical baseline, the 7.2% portfolio return is within the normal range (4-period mean 6.3%, range 2.0%–9.0%), as is the 7.6% benchmark (mean 7.0%). The relevant gap is therefore not the absolute return but the relative shortfall versus the prior half.

The release reiterates the long-stated objective of paying stable to growing fully franked dividends and notes franking reserves support payment through volatile periods. The result is consistent with that framing but does not, on its own, demonstrate that the underlying income stream can finance the higher 12.0c interim without continued reliance on those reserves.

Open questions

Open questions from HY25

  • What drove the 1.1pp swing from benchmark outperformance to underperformance, and is it attributable to identifiable stock selection or sector positioning?
  • How does management view the 97.6% payout ratio relative to current franking-reserve depth, and what payout level can the recurring income stream support without drawing further on reserves?
  • Why did the expense ratio rise to 0.15% from 0.14% despite a 9.0% larger asset base?
  • Will the 0.5c interim DPS increase be matched at the final, and what is the expected full-year payout shape?
  • How much of the 7.9% net-assets growth is attributable to market appreciation versus retained earnings and DRP/DSSP inflows?

This briefing cannot assess holding-level attribution, franking-credit balance sustainability, or any management commentary beyond the limited excerpts supplied.

Archive

Briefing archive

Every published Annolyse briefing for this company appears here in reverse chronological order.

HY26 · Released 21 January 2026

AFI portfolio return 2.0%, distribution coverage drops to 91.4%

Investment income held inside the historical band, but the interim dividend now exceeds NPAT and the portfolio trailed its benchmark by 2.2 points.

Read briefing→

HY25 · Released 22 January 2025

Portfolio trailed benchmark by 0.4pp; payout ratio reached 97.6%

Investment income rose 3.0% but a 7.2% portfolio return lagged the 7.6% benchmark, reversing last year's 0.7pp outperformance.

Read briefing→

FY24 · Released 29 July 2024

Portfolio returned 15.1%, beat benchmark by 1.6pp as NAV rose 9.3%

Strong capital return lifted net assets above the historical baseline, but softer investment income left distributions at 102.9% of NPAT.

Read briefing→

HY24 · Released 24 January 2024

Portfolio returned 9.0% but income fell 5.4% and lifted payout to 95.4%

Strong portfolio capital return masked a 5.4% drop in investment income, narrowing distribution coverage as the interim dividend was raised.

Read briefing→

FY23 · Released 26 July 2023

NPAT fell 14.1% on BHP merger dividend base; portfolio trailed by 2.7pp

Underlying profit rose 8.6% excluding the prior-year one-off, while the 13.9% portfolio return lagged the ASX 200's 16.6% gain.

Read briefing→

HY23 · Released 23 January 2023

Record income masks 3.7pp portfolio underperformance versus benchmark

Investment income reached an unprecedented $178.1m and the interim dividend lifted to 11 cents, but the 7.1% portfolio return trailed the 10.8%

Read briefing→

FY22 · Released 25 July 2022

Investment income up 53.4% but portfolio swung to a $347.5m total loss

Dividend receipts lifted distribution coverage to 163.2% even as net assets fell 7.5% against a benchmark total return of just 5.1%.

Read briefing→

HY22 · Released 24 January 2022

Investment income up 68.1% restored distribution coverage to 126.2%

Post-COVID dividend recovery lifted income to NZ$161.8m and portfolio return of 6.9% beat the 4.6% benchmark by 2.3 percentage points.

Read briefing→

FY21 · Released 26 July 2021

Portfolio returned 31.9% vs 29.1% benchmark, but NPAT fell 2.2%

Capital returns rebounded with the market, but income from holdings stayed subdued, leaving distributions only 106% covered by investment income.

Read briefing→

Related insights

Compare this company

The latest AFI metrics also appear in these cross-company views.

Insight

Earnings quality and statutory distortions

PBT and NPAT growth diverged by 3.8pp, with a distortion flag in the result.

Open insight→

Insight

Dividend coverage and payout pressure

Dividend payout versus NPAT is 102.6%.

Open insight→

Insight

Revenue growth context

Revenue growth was -2.8% for this reporting period.

Open insight→

Get notified when AFI publishes

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