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Showing 1-9 of 9 published briefings.

Heartland Group Holdings (HGH)HY26Released 26 February 2026

HGH PBT surged 1,175% but driven by prior-period reset, not new growth

HY26's NZD68.1m PBT recovery looks dramatic only because HY25 absorbed heavy provisioning and impairments; the real test is durability into 2H.

Published 21 April 2026

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Heartland Group Holdings (HGH)FY25Released 21 August 2025

Reported NPAT nearly halved to $38.8m but underlying result met the $45m floor

Net operating income grew 10.5% yet PBT fell 45.3%; a strong H2 ($35.2m NPAT) rescued a $3.6m H1, and the final dividend was cut by a third.

Published 22 April 2026

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Heartland Group Holdings (HGH)HY25Released 27 February 2025

HGH NPAT collapsed 90% as a $59.5m 'Other' segment loss swamped 10% NOI growth

Net operating income and the core lending segments held up, but a large residual loss line and a halved dividend signal the strain is operational,...

Published 22 April 2026

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Heartland Group Holdings (HGH)FY24Released 29 August 2024

Heartland NPAT down 22.2% as late provisions break guidance and dividend halves

Receivables grew 6.4% and the balance sheet expanded sharply, but ROE fell to 6.0% and the final dividend was cut from 6.0 to 3.0 cps.

Published 22 April 2026

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Heartland Group Holdings (HGH)HY24Released 27 February 2024

Heartland HY24: PBT down 23.8% and interim dividend cut 27%

Reported NPAT of $37.6m sits well below underlying NPAT of $52.7m, while leverage rose and the interim payout was rebased.

Published 22 April 2026

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Heartland Group Holdings (HGH)FY23Released 29 August 2023

PBT down 2.2% as NIM compresses; NPAT flatters only on lower tax rate

Receivables grew 10.1% to $6.8bn but NIM slipped 8bps and ROE fell to 9.3% from 11.8% as the equity raise diluted returns.

Published 22 April 2026

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Heartland Group Holdings (HGH)HY23Released 28 February 2023

Revenue up 10.2% but NPAT held to 2.4% as tax rate jumps to 29.5%

A 6.4% PBT gain and a 16.2% lift in underlying NPAT diverge from the statutory 2.4%, while ROE slips despite a materially larger balance sheet.

Published 21 April 2026

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Heartland Group Holdings (HGH)FY22Released 23 August 2022

Record PBT up 15.6% but final dividend cut 21% as equity raise flagged

Loan book growth of 15.3% drove earnings, yet a bridge-debt-funded balance sheet, a 19bp NIM squeeze, and a higher tax rate are pulling capital...

Published 21 April 2026

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Heartland Group Holdings (HGH)HY22Released 22 February 2022

Heartland operating profit +24.6% but NPAT growth limited to 7.8% as...

Pre-impairment earnings surged on loan-book growth and a recovering Australia result, yet a sharply weaker Personal Lending contribution and...

Published 21 April 2026

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