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Heartland Group Holdings (HGH) briefings

Read that company's published results in release order, newest first.

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Showing 1-9 of 9 published briefings.

Heartland Group Holdings (HGH)•HY26•Released 26 February 2026

NPAT rebuilt to NZ$48.8m as the NZ lending reset rolls off

The 1255.6% headline NPAT lift is recovery from a depressed comparable; underlying NPAT of NZ$46.1m and ROE of 7.8% set the cleaner read.

Published 21 April 2026

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Heartland Group Holdings (HGH)•FY25•Released 21 August 2025

PBT collapsed 45.3% as one-offs and provisions swamped 11.1% revenue growth

Revenue grew solidly but a surge in impairments, acquisition-related costs, and a portfolio reset crushed statutory earnings, leaving underlying NPAT

Published 22 April 2026

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Heartland Group Holdings (HGH)•HY25•Released 27 February 2025

NPAT collapsed 90.4% on one-off charges, dividend halved to 2 cents

Reported NPAT of NZ$3.6m versus underlying NZ$10.7m and a 500% NPAT payout ratio leave the dividend reliant on retained earnings, not current profit.

Published 22 April 2026

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Heartland Group Holdings (HGH)•FY24•Released 29 August 2024

PBT fell 22.0% on near-flat revenue as impairment charges bit hard

Revenue growth of just 0.2% left no buffer when provisions surged, driving a 22.0% PBT decline and compressing ROE to 6.0% from 9.3%.

Published 22 April 2026

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Heartland Group Holdings (HGH)•HY24•Released 27 February 2024

Heartland revenue fell 2.0%, snapping a ~10% growth pattern; PBT down 23.8%

Net operating income contracted despite 4.2% receivables growth, pointing to material net interest margin compression ahead of Challenger integration.

Published 22 April 2026

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Heartland Group Holdings (HGH)•FY23•Released 29 August 2023

PBT down 2.2% while ROE fell to 9.3% on NIM compression

Flat headline NPAT reflects a lower effective tax rate, masking underlying margin pressure and weaker returns on the expanded equity base.

Published 22 April 2026

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Heartland Group Holdings (HGH)•HY23•Released 28 February 2023

Revenue +10.2% but NPAT just +2.5% as tax step-up and bigger equity base bite

PBT grew 6.3% on stronger margins, but a 29.5% effective tax rate and 30.5% equity expansion drove ROE down to 9.6% from 12.2%.

Published 22 April 2026

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Heartland Group Holdings (HGH)•FY22•Released 23 August 2022

PBT up 15.5% but NPAT growth held to 9.3% by higher tax rate

Net operating income grew 11.7% and PBT expansion outpaced it, while the effective tax rate rose to 30.6% from 26.6%, narrowing the NPAT result.

Published 22 April 2026

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Heartland Group Holdings (HGH)•HY22•Released 22 February 2022

NPAT +7.7% as lending growth lifts borrowings 32.6%

Underlying earnings progress is modest and clean, but a NZ$449m step-up in borrowings and deeply negative operating cash define the period.

Published 22 April 2026

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